*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}:root{--navy:#1b2a4a;--navy-deep:#0f1b33;--navy-light:#263c5f;--white:#ffffff;--off-white:#f7f8fa;--text-dark:#1e2a3a;--text-muted:#5a6778;--coral:#e05a33;--coral-hover:#c94e2b;--coral-light:#f07a56;--coral-bg:rgba(224,90,51,.06);--green-soft:#2e8b57;--border:#e2e6ec;--border-light:#eef0f4}html{scroll-behavior:smooth}body{font-family:Outfit,sans-serif;background:var(--white);color:var(--text-dark);line-height:1.6;overflow-x:hidden}.container{max-width:1120px;margin:0 auto;padding:0 24px}nav{background:var(--white);border-bottom:1px solid var(--border);padding:14px 0;position:sticky;top:0;z-index:100}nav .container{display:flex;align-items:center;justify-content:space-between}.nav-brand{display:flex;align-items:center}.logo-img{height:32px;width:auto}nav ul{list-style:none;display:flex;gap:28px}nav ul a{color:var(--text-muted);text-decoration:none;font-size:14px;font-weight:500;transition:color .2s}nav ul a:hover{color:var(--navy)}.nav-cta{background:var(--coral);color:#fff;padding:10px 22px;border-radius:4px;font-size:14px;font-weight:600;text-decoration:none;transition:all .2s}.nav-cta:hover{background:var(--coral-hover)}.stripe-bar{height:48px;background:repeating-linear-gradient(135deg,var(--coral),var(--coral) 4px,transparent 4px,transparent 10px);opacity:.15}.stripe-bar-thick{height:8px;background:repeating-linear-gradient(135deg,var(--coral),var(--coral) 3px,#c44a24 3px,#c44a24 6px,var(--coral) 6px,var(--coral) 9px,transparent 9px,transparent 12px)}.hero{background:var(--navy-deep);color:#fff;padding:100px 0 80px;text-align:center;position:relative;overflow:hidden}.hero-eyebrow{font-size:13px;font-weight:500;text-transform:uppercase;letter-spacing:2px;color:var(--coral-light);margin-bottom:20px}.hero h1{font-family:Libre Baskerville,serif;font-size:clamp(30px,4.5vw,52px);font-weight:700;line-height:1.2;max-width:640px;margin:0 auto 20px}.hero h1 em{font-style:italic;color:var(--coral-light)}.hero p{font-size:17px;color:#ffffffb3;max-width:520px;margin:0 auto 36px;line-height:1.7}.hero-buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.btn-coral{background:var(--coral);color:#fff;padding:14px 28px;border-radius:4px;font-size:15px;font-weight:600;text-decoration:none;border:none;cursor:pointer;transition:all .2s}.btn-coral:hover{background:var(--coral-hover)}.btn-outline{background:transparent;color:#fff;padding:14px 28px;border-radius:4px;font-size:15px;font-weight:500;text-decoration:none;border:1px solid rgba(255,255,255,.3);transition:all .2s}.btn-outline:hover{border-color:#fff;background:#ffffff0d}.section-label{color:var(--coral);font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:2px;margin-bottom:10px}.section-title{font-family:Libre Baskerville,serif;font-size:clamp(24px,3vw,38px);font-weight:700;color:var(--navy);line-height:1.2;margin-bottom:12px}.section-desc{font-size:15px;color:var(--text-muted);max-width:520px;line-height:1.7}.features{padding:100px 0 80px;background:var(--white)}.features-header{text-align:center;margin-bottom:56px}.features-header .section-desc{margin:8px auto 0}.bento{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:minmax(200px,auto);gap:20px}.bento-card{position:relative;background:var(--white);border:1px solid var(--border);border-radius:12px;padding:32px;overflow:hidden;transition:box-shadow .35s,transform .35s,border-color .35s;display:flex;flex-direction:column;justify-content:flex-end}.bento-card:hover{border-color:var(--coral);box-shadow:0 8px 32px #0000000f;transform:translateY(-3px)}.bento-card:before{content:"";position:absolute;top:0;left:24px;right:24px;height:3px;background:var(--coral);border-radius:0 0 3px 3px;transform:scaleX(0);transition:transform .3s}.bento-card:hover:before{transform:scaleX(1)}.b-apex{grid-column:1/4;grid-row:1/3}.b-monitor{grid-column:4/7;grid-row:1/2}.b-briefing{grid-column:4/7;grid-row:2/3}.b-rates{grid-column:1/7;grid-row:3/4}.bento-text h3,.b-monitor h3,.b-briefing h3,.b-rates h3,.rates-left h3{font-family:Libre Baskerville,serif;font-size:18px;font-weight:700;color:var(--navy);margin-bottom:8px}.bento-text p,.b-monitor p,.b-briefing p,.rates-left p{font-size:14px;color:var(--text-muted);line-height:1.7}.b-apex{justify-content:space-between}.apex-visual{flex:1;display:flex;align-items:center;justify-content:center;margin-bottom:24px}.apex-donuts{display:flex;gap:12px;flex-wrap:nowrap;justify-content:center}.apex-donut{text-align:center;position:relative}.apex-donut svg{width:56px;height:56px;transform:rotate(-90deg)}.apex-donut circle{fill:none;stroke-width:5;stroke-linecap:round}.donut-track{stroke:var(--border)}.donut-fill{transition:stroke-dashoffset 1s ease}.donut-hail .donut-fill{stroke:#5b9bd5}.donut-wind .donut-fill{stroke:#7c6faa}.donut-flood .donut-fill{stroke:#2e8b57}.donut-fire .donut-fill{stroke:#d4944c}.donut-overall .donut-fill{stroke:var(--coral)}.donut-val{position:absolute;top:50%;left:50%;transform:translate(-50%,-70%);font-size:14px;font-weight:700;color:var(--navy);font-family:Libre Baskerville,serif}.donut-lbl{font-size:10px;color:var(--text-muted);margin-top:3px;text-transform:uppercase;letter-spacing:.8px;font-weight:500}.b-monitor{padding:28px 32px}.monitor-icon{width:44px;height:44px;border-radius:50%;background:var(--coral-bg);display:flex;align-items:center;justify-content:center;margin-bottom:16px;position:relative}.monitor-ping{position:absolute;top:-4px;right:-4px;bottom:-4px;left:-4px;border-radius:50%;border:1.5px solid rgba(224,90,51,.25);animation:ping 2.5s cubic-bezier(0,0,.2,1) infinite}@keyframes ping{0%{transform:scale(1);opacity:.6}75%,to{transform:scale(1.6);opacity:0}}.b-briefing{padding:28px 32px}.notif-bubble{background:var(--off-white);border:1px solid var(--border);border-radius:12px;padding:14px 16px;margin-bottom:20px}.notif-header{display:flex;align-items:center;gap:8px;margin-bottom:8px}.notif-dot{width:8px;height:8px;border-radius:50%;background:var(--coral)}.notif-app{font-size:10px;font-weight:600;letter-spacing:.8px;color:var(--text-muted);flex:1}.notif-time{font-size:10px;color:var(--text-muted)}.notif-title{font-size:14px;font-weight:600;color:var(--navy);margin-bottom:3px}.notif-body{font-size:13px;color:var(--text-muted);line-height:1.4}.b-rates{flex-direction:row;align-items:center;justify-content:space-between;gap:40px;padding:36px 44px;background:linear-gradient(135deg,rgba(224,90,51,.02) 0%,var(--white) 50%)}.rates-left{flex:1}.savings-ring{position:relative;width:120px;height:120px;flex-shrink:0}.savings-ring svg{width:100%;height:100%;transform:rotate(-90deg)}.ring-track{fill:none;stroke:var(--border);stroke-width:6}.ring-fill{fill:none;stroke:var(--coral);stroke-width:6;stroke-linecap:round;stroke-dasharray:263.9;stroke-dashoffset:263.9;transition:stroke-dashoffset 1.4s cubic-bezier(.22,1,.36,1)}.ring-fill.animated{stroke-dashoffset:105.6}.savings-center{position:absolute;top:0;right:0;bottom:0;left:0;display:flex;flex-direction:column;align-items:center;justify-content:center}.savings-pct{font-family:Libre Baskerville,serif;font-size:30px;font-weight:700;color:var(--navy);line-height:1}.savings-label{font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.8px;color:var(--coral);margin-top:2px}@media (max-width:900px){.bento{grid-template-columns:1fr 1fr;grid-auto-rows:auto}.b-apex{grid-column:1/-1;grid-row:auto}.b-monitor{grid-column:1/2;grid-row:auto}.b-briefing{grid-column:2/3;grid-row:auto}.b-rates{grid-column:1/-1;grid-row:auto}}@media (max-width:600px){.bento{grid-template-columns:1fr}.b-apex,.b-monitor,.b-briefing,.b-rates{grid-column:1/-1}.b-rates{flex-direction:column;text-align:center;padding:32px 24px}.rates-left{align-items:center;text-align:center}}.how-it-works{padding:100px 0;background:var(--white)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px}.step{text-align:center;padding:0 16px}.step-num{width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;font-family:Libre Baskerville,serif;font-size:20px;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}.step h3{font-family:Libre Baskerville,serif;font-size:18px;color:var(--navy);margin-bottom:8px}.step p{font-size:14px;color:var(--text-muted);line-height:1.7}.pricing{padding:100px 0;background:var(--navy-deep);color:#fff;position:relative}.pricing:before{content:"";position:absolute;top:0;left:0;right:0;height:8px;background:repeating-linear-gradient(135deg,var(--coral),var(--coral) 3px,transparent 3px,transparent 7px);opacity:.7}.pricing-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}.pricing-left .section-label{color:var(--coral-light)}.pricing-left .section-title{color:#fff}.pricing-left .section-desc{color:#fff9}.calc-box{background:#ffffff0a;border:1px solid rgba(255,255,255,.1);border-radius:8px;padding:36px;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.calc-box h3{font-family:Libre Baskerville,serif;font-size:20px;margin-bottom:6px}.calc-box .calc-sub{font-size:13px;color:#ffffff80;margin-bottom:28px}.form-group{margin-bottom:20px}.form-group label{display:block;font-size:13px;font-weight:500;margin-bottom:6px;color:#ffffffb3}.form-row{display:flex;gap:12px}.form-row .form-group{flex:1}.form-group input{width:100%;padding:12px 14px;background:#ffffff0f;border:1px solid rgba(255,255,255,.12);border-radius:4px;color:#fff;font-size:15px;font-family:Outfit,sans-serif;transition:border-color .2s}.form-group input:focus{outline:none;border-color:var(--coral)}.form-group input::placeholder{color:#ffffff40}.calc-btn{width:100%;padding:14px;background:var(--coral);color:#fff;border:none;border-radius:4px;font-size:15px;font-weight:600;font-family:Outfit,sans-serif;cursor:pointer;transition:background .2s}.calc-btn:hover{background:var(--coral-hover)}.calc-note{text-align:center;font-size:12px;color:#ffffff59;margin-top:12px}.tiers{padding:100px 0;background:var(--white)}.tiers-header{text-align:center;margin-bottom:48px}.tiers-header .section-desc{margin:8px auto 0}.tier-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.tier-card{border:1px solid var(--border);border-radius:8px;padding:28px 20px;text-align:center;transition:all .3s;position:relative;overflow:hidden}.tier-card:hover{border-color:var(--coral);box-shadow:0 4px 20px #e05a331a}.tier-card:after{content:"";position:absolute;bottom:0;left:0;right:0;height:3px;background:var(--coral);transform:scaleX(0);transition:transform .3s}.tier-card:hover:after{transform:scaleX(1)}.tier-name{font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:1.5px;color:var(--coral);margin-bottom:4px}.tier-range{font-size:14px;color:var(--text-muted);margin-bottom:16px}.tier-price{font-family:Libre Baskerville,serif;font-size:28px;font-weight:700;color:var(--navy);margin-bottom:4px}.tier-unit{font-size:13px;color:var(--text-muted)}.post-event{padding:80px 0;background:var(--off-white);border-top:1px solid var(--border-light)}.post-event-header{margin-bottom:36px}.post-event table{width:100%;border-collapse:collapse;background:var(--white);border-radius:8px;overflow:hidden;border:1px solid var(--border)}.post-event th{background:var(--navy);color:#fff;padding:14px 20px;text-align:left;font-size:14px;font-weight:600}.post-event td{padding:14px 20px;border-bottom:1px solid var(--border-light);font-size:14px;color:var(--text-muted)}.post-event tr:last-child td{border-bottom:none}.post-event .highlight{color:var(--coral);font-weight:600}.savings-badge{display:inline-block;background:var(--coral-bg);color:var(--coral);font-size:13px;font-weight:600;padding:6px 16px;border-radius:100px;margin-top:16px}.faq{padding:100px 0;background:var(--white)}.faq-header{text-align:center;margin-bottom:48px}.faq-list{max-width:720px;margin:0 auto}.faq-item{border-bottom:1px solid var(--border)}.faq-q{width:100%;background:none;border:none;text-align:left;padding:20px 0;font-family:Libre Baskerville,serif;font-size:16px;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}.faq-q:after{content:"+";font-size:24px;font-weight:300;color:var(--coral);transition:transform .3s;flex-shrink:0}.faq-item.open .faq-q:after{transform:rotate(45deg)}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease;padding:0}.faq-a p{padding:0 0 20px;font-size:14px;color:var(--text-muted);line-height:1.8}.cta{padding:80px 0;background:var(--navy-deep);color:#fff;position:relative;overflow:hidden}.cta:before{content:"";position:absolute;bottom:0;left:0;right:0;height:48px;background:repeating-linear-gradient(135deg,var(--coral),var(--coral) 4px,transparent 4px,transparent 10px);opacity:.12}.cta .container{text-align:center;position:relative;z-index:1}.cta .section-title{color:#fff;max-width:480px;margin:0 auto 12px}.cta .section-desc{color:#fff9;margin:0 auto 32px}footer{background:var(--white);border-top:1px solid var(--border);padding:32px 0;text-align:center}footer p{font-size:13px;color:var(--text-muted)}.fade-up{opacity:0;transform:translateY(24px);transition:all .6s cubic-bezier(.16,1,.3,1)}.fade-up.visible{opacity:1;transform:translateY(0)}@media (max-width:900px){.steps,.tier-grid{grid-template-columns:1fr 1fr}.pricing-grid{grid-template-columns:1fr}nav ul{display:none}}@media (max-width:600px){.steps,.tier-grid{grid-template-columns:1fr}.form-row{flex-direction:column}}